Insight & Updates

You never know where stocks will head in three years. You never know what tomorrow’s financial headlines might be. But you have a good idea that gold and other precious metals will probably hold on to their value, considering their thousands of years of history. And you have a good idea that real estate is …

A Real Estate Roth IRA refers to a Self-Directed Roth IRA in which you hold real estate assets. It’s not a unique type of Roth IRA but instead refers to the fact that through self-direction, you can hold alternative assets—from real estate to precious metals. Within a “Real Estate Roth IRA,” you’re selecting to use …

Opened a Self-Directed IRA? Great. You now have access to more freedom and flexibility in retirement investing than you likely ever imagined. There’s just one question: now what? You can sometimes suffer from paralysis-by-analysis, not being sure what you can invest in, or what might be right for you. We can’t tell you what to …

Are you sitting down? Good. Because imagine what your retirement account might have looked like if you owned shares in Google before the company went public. Or Microsoft. Or any big-time company that was once a private company that hit it big. It’s the stuff of many investors’ dreams. But what many investors don’t even …

You may already know why a Self-Directed IRA makes sense in general. You like the freedom it provides, the flexibility of investing in different asset classes like real estate or tax liens, and the ability to make your own decisions. But why right now? To kick off 2025, a lot of uncertain economic headlines—including everything …

Notice something when the stock markets go down? People around you seem to panic. People—often those with entire portfolios in the stock market—think about changing their strategies due to one down day. That’s not a great way to build peace of mind in retirement. But if you can diversify your portfolio, particularly using a tax-protected …

A Self-Directed HSA (health savings account) is a tax-protected account in which you can invest your HSA funds in a wider variety of assets. Although you can use a Self-Directed HSA for long-term saving, you can also use earnings tax-free when they apply to qualified medical expenses. This makes the HSA, particularly when self-directed, one …

People have to live somewhere—and if you’re an investor, that works in your favor. As of 2021, there were about 82 million single family homes in the U.S., mostly owner-occupied. But renting a single-family home is a viable option for many. And from the investor’s perspective, holding a Real Estate IRA—or a Self-Directed IRA—is a …

A Self-Directed Solo 401(k) is a retirement account designed for self-employed individuals or business owners with no full-time employees, giving them control over investment decisions, including alternative assets. However, what sets a Self-Directed Solo 401(k) apart is the ability to make investment decisions without relying on a traditional financial institution’s pre-approved options. Instead, account holders …

A Self-Directed Coverdell Education Savings Account is a tax-advantaged ESA (education savings account) to help individuals invest for the long-term education expenses of a beneficiary, such as a child. These accounts make it possible to make tax-advantaged investments—and with self-direction, it’s possible to place those investments in real estate, private notes, precious metals, etc. That’s …