Insight & Updates
Stay informed with the latest insights, industry trends, and expert perspectives on self-directed retirement investing.
How to Use a Self-Directed IRA to Buy a Vacation Rental
A vacation rental can be more than just a charming place to stay. It can be a source of income, long-term appreciation, and really intelligent portfolio diversification. And with a Self-Directed IRA, it’s possible to hold that property inside a retirement account. But before you start daydreaming about using your IRA to buy a beach …
Five Hidden Benefits of a Gold IRA
Gold tends to show up in the headlines when markets take a dip. Investors start to wonder if they should have something more stable in their portfolios—something tangible. But for those who are already thinking long term, a Gold IRA might be more than just a safe haven. It can offer several under-the-radar benefits that …
Inherited Self-Directed IRAs: Rules, Strategies, and Pitfalls
Let’s be honest: No one gets excited about inheriting an IRA. It usually means someone you care about is no longer around. And just when you’re trying to navigate the emotions of this event, along comes a pile of paperwork and a tangle of IRS rules to deal with. Add the complexity of a Self-Directed …
The Long-Term Benefits of Holding Real Estate in a Self-Directed Roth IRA
In the wide world of retirement investing, few tools are as powerful or as underutilized as the Self-Directed Roth IRA. And for real estate investors, this account type can completely shift the dynamics of retirement investing in your favor. Imagine holding income-generating property for decades…and never owing a dime in taxes on the profits. That’s …
Avoiding the DIY Trap – Why You Can’t Manage an IRA-Owned Property
Owning real estate through a Self-Directed IRA can be a smart way to diversify your retirement assets. You get the potential for rental income and long-term appreciation, for starters. And doing it within the tax-advantaged structure of your retirement account will feel like a genius move. But there’s one catch that trips up more investors …
Self-Directed IRA Tax Lien Investing: How It Works (And What to Watch Out For)
Tax liens might not sound glamorous, but true. But for some Self-Directed IRA investors, it offers an unusual path to outstanding returns. The concept is simple: when property owners fall behind on taxes, local governments still need the money. So, they auction off the debt to investors. If you buy a tax lien, you pay …
What Happens to Your Self-Directed IRA When You Retire?
Imagine you’ve hit retirement age. You’ve been putting aside money every year, diligently planning your investments, and allowing it all to grow within a tax-protected Self-Directed IRA. You’ve been looking forward to this day so long, you kind of feel like you want to say two words: “Now what?” That’s what today’s post is all …
Tax Advantages of a Self-Directed Roth IRA for Real Estate
If you have a Roth IRA, you know the tax advantages. Long-term tax protection in your retirement account, including not having to pay taxes when you’re able to withdraw on the account. Pretty great. But what if you plan on investing in more than stocks and bonds? You can use a Self-Directed IRA and invest …
Are Gold IRAs Good Bets for Retirement?
If you’ve looked at the price of gold lately, you know that it’s hit record highs. That’s partially thanks to all of the uncertainty going around right now. In that way, gold is functioning as it should: providing some stability in unpredictable environments. That’s why lots of Self-Directed IRA investors turn to gold in their …
Building a Multi-Asset Self-Directed IRA Portfolio
We know. It sounds fancy. “Multi-asset.” It may even sound like something that only accredited investors do. But a multi-asset portfolio in a Self-Directed IRA simply refers to holding assets from different asset classes, like gold or real estate. And when you do this, you not only spread out the risk present in a portfolio, …