Insight & Updates
Stay informed with the latest insights, industry trends, and expert perspectives on self-directed retirement investing.
The Role of Cash Flow in a Self-Directed Real Estate IRA
If you’ve ever owned a rental property, you know the feeling of watching that monthly income hit your account. It’s steady. It’s predictable. And it feels like you’re building something real every time it arrives. That same feeling is one reason investors look to a Self-Directed Real Estate IRA. They want income they can count …
What Investors Should Know Before Investing in Self-Directed IRAs
We know: opening Self-Directed IRAs is exciting. Not being limited to stocks and mutual funds? Options like real estate, precious metals, private lending? The possibilities feel endless. But while that freedom is great, there are some responsibilities you’ll want to be aware of as you build this style of retirement. Let’s explore a few rules …
Steadying a Portfolio with Precious Metals in a Self-Directed IRA
Precious metals have a remarkable “steadying” effect on your portfolio. Why? Because they’re stable. A precious metal tends to remain stable because it’s a scarce asset that investors can hold in their hands. But when you use a Self-Directed IRA, you won’t keep those metals in your safe at home. You’ll enjoy the tax protections …
The Advantages of Holding Raw Land in a Self-Directed IRA
Some investors look at a map and see more than county lines or road grids. They see corridors where populations are moving, neighborhoods beginning to shift, or regions quietly gaining value. Raw land responds to those trends in a slow, steady way that feels right at home in a long-term retirement account. A Self-Directed IRA …
Pros and Cons of Rolling a Traditional IRA into a Self-Directed IRA
Ready to think differently about retirement? Unfortunately, it takes more than thinking differently. You also need a plan on paper. If you want more freedom in the way you choose assets in your retirement account, you’ll need a Self-Directed IRA. And for many people, the best way to get started isn’t always to start a …
How Do Non-Recourse Loans Work in a Self-Directed IRA?
Fun fact: your IRA can borrow money. But it can’t just take any old loan out from the bank. An IRA has to use a non-recourse loan. What makes a loan “non-recourse”? It means that if the borrower (in this case, your IRA) defaults on the loan, the lender can seize the assets in question, …
How A Self-Directed IRA Helps You Invest in Rental Properties
True investors know that a major key to financial freedom during retirement is income. But where do they find it? Where are you going to find it? No two investors’ portfolios are the same, but one popular income-generating asset class is real estate. With a Self-Directed IRA, you can hold rental properties in a tax-deferred …
How Precious Metals Fit into a Modern Self-Directed IRA Strategy
Imagine having gold in your retirement portfolio throughout 2025. You would have had a banner year. Yet for many years, people were skeptical about how precious metals, which are technically a financial technology that goes back to antiquity, fit in a modern portfolio. So how do they fit in 2025 and 2026? With a Self-Directed …
Building Long-Term Wealth Through Real Estate in a Self-Directed IRA
Real estate has always had a certain “magical” pull on proactive investors. And why not? Real estate’s tangible. It’s familiar. And for many people, it feels like something they can understand. Combine that with the tax advantages of a Self-Directed IRA, and you have a strategy that can quietly build wealth over the long term—without …
What Can You Actually Invest in with a Self-Directed IRA?
It’s a question that comes up all the time. People hear about a Self-Directed IRA and immediately want to know what’s possible. Is it really that flexible? Can you really hold real estate or gold in a retirement account? The short answer is yes. The long answer? The fact that the real value comes from …