Insight & Updates

You’ve heard of Self-Directed IRAs. The proposition is simple: holding your IRA with a Self-Directed IRA administration firm allows you to choose alternative investments that a typical brokerage might not offer. But when it comes to the specific account type you use, that’s a different question. Is a Roth IRA best for you? A Traditional …

Many investors are excited to learn they can invest in real estate within a tax-protected Self-Directed IRA. Then they realize something important: they may need a loan. And since loans typically involve personal guarantees and credit checks, that can seem complicated at first. But there is a specific type of financing that works with retirement …

Let’s face it: tax liens don’t get the attention that gold or real estate do. But that doesn’t mean they’re any worse. If you use a Self-Directed IRA, after all, you want alternative assets. And for the right investor, tax liens can actually feel surprisingly straightforward. Still, a lot of people read the word “tax” …

You know about the HSA—a Health Savings Account. Most people think about these accounts only in terms of healthcare, which makes sense. But fewer people think about them as financial tools, and that’s a shame. A Self-Directed HSA is a powerful way to set money aside for medical expenses, but it can also serve as …

For a younger investor, retirement is a long way off. It’s hard to think about what you’ll be doing when you reach retirement age (officially 59 ½, based on when you can start taking out distributions without penalties) when you’re only 25 years old, for example. But the beauty of that arrangement is that if …

Did you know that one alternative investment you can use in a Self-Directed IRA is…a private lending strategy? It can be especially helpful for investors who want income in their IRA, but don’t necessarily want to tie their IRA to a real estate asset, or dividend-paying stocks. But let’s get specific. What kinds of loans …

The stock market is great. We have nothing against it. But not every investor wants to invest in the stock market with every last dollar, either. That includes money in your retirement account. So, what can you do to hold retirement assets outside the stock market? Simple. Acquire a Self-Directed IRA. This method of arranging …

Imagine it: rather than stocks in your IRA, you hold real property. A single-family home generating monthly rent. Raw land, growing in price via appreciation. Whatever it is, the answer is yes: it’s possible to buy real estate within your Self-Directed IRA without breaking IRS rules. But what will investors need to know about this …

Want to feel secure in your retirement? Imagine a Roth IRA that owns land. Roth IRAs, as you know, are after-tax accounts that don’t require additional tax payments when you make withdrawals once hitting retirement age. And since land is scarce, holding raw land within a Self-Directed Roth IRA gives you the peace of mind …

Every market swing reminds investors just how little control they have over what happens next. But a Self-Directed IRA is different. You can use it to hold assets that don’t necessarily move in lockstep with Wall Street. That’s one of the biggest reasons these accounts have gained attention in recent years. Investors want steadier ground. …