Insight & Updates

Want to feel secure in your retirement? Imagine a Roth IRA that owns land. Roth IRAs, as you know, are after-tax accounts that don’t require additional tax payments when you make withdrawals once hitting retirement age. And since land is scarce, holding raw land within a Self-Directed Roth IRA gives you the peace of mind …

Every market swing reminds investors just how little control they have over what happens next. But a Self-Directed IRA is different. You can use it to hold assets that don’t necessarily move in lockstep with Wall Street. That’s one of the biggest reasons these accounts have gained attention in recent years. Investors want steadier ground. …

They say that buying a house feels different than renting, because if it’s your first time, the feeling of ownership changes things. Now the house is yours. But what about when your IRA owns a piece of investment property? How does that change things? Holding real estate inside a Self-Directed IRA is indeed different than …

You like to get your hands dirty? Welcome to the club. Here at American IRA, we’re all about self-direction. That means Self-Directed IRAs, or retirement accounts where you get to pick what investments end up inside them. But how does that work exactly? How can a Self-Directed IRA make your retirement feel more “hands-on”? And …

Everyone wants a safe retirement. The question is, what’s the best way to create a safe retirement? For many investors, the answer to that question is Self-Directed IRAs in which you can choose the investments you hold. For other investors…well, they sound like they’re a little too far off the beaten path. So how safe …

Is “traditional” always better? Not necessarily. Sometimes, sure. Other times, traditional simply means an old way of doing things. But the specific case of the Self-Directed Traditional IRA is a bit more complicated than these paradigms. There are reasons to contribute to a Traditional IRA, after all, and it will always help retirement investors to …

You know the traditional retirement assets. Stocks. Bonds. Index funds. And these can be great for many—you can even use them in a Self-Directed IRA. But what if you want something a little less traditional? What if you have experience with tax liens? Specific expertise with real estate? Then you may want a Self-Directed Roth …

Pop quiz. What does it take to retire? The answer is simple: generating more money in passive income every month than you spend. That’s the whole equation. For many retirement investors, the answer for generating that income is in the form of property that generates rental income. A Self-Directed IRA—in which you hold real estate—is …

Money matters more when you understand where it’s going, and that includes the fees tied to your retirement accounts. And while a lot of investors switch to Self-Directed IRAs because they want more power and control, it’s also important to consider what that looks like. Will there be more fees? Is it more expensive as …

You’ve probably heard it before. Use a Self-Directed IRA. You’ll get to pick your own retirement assets. And we know how appealing that is. You can have everything from real estate to precious metals in a retirement account. But that still leaves one question unanswered. How much control do you actually have with a Self-Directed …