Insight & Updates

For high-income earners, taxes can significantly impact long-term wealth accumulation. While earning a higher income often creates more financial opportunities, it can also lead to higher federal and state tax liabilities, increased Medicare surcharges, and reduced eligibility for certain tax-advantaged retirement accounts. Fortunately, strategic retirement planning can help affluent investors reduce taxable income, improve long-term …

Entrepreneurs and self-employed professionals often seek retirement strategies that provide greater flexibility, higher contribution limits, and more control over investment decisions. One retirement account that has become increasingly popular among business owners is the Self-Directed Solo 401(k). A Self-Directed Solo 401(k) combines the high contribution potential of a traditional Solo 401(k) with the investment flexibility …

A Self-Directed IRA (SDIRA) can provide investors with expanded retirement investment opportunities beyond traditional stocks and mutual funds. From real estate and private lending to cryptocurrency and private equity, Self-Directed IRAs offer flexibility that many retirement investors find attractive. However, Self-Directed IRAs also come with strict IRS rules — especially regarding transactions involving disqualified persons. …

Cryptocurrency has become one of the most talked-about alternative investments in recent years. As digital assets like Bitcoin and Ethereum continue attracting investor attention, many retirement savers are asking an important question: Can you buy cryptocurrency with a Self-Directed IRA? The answer is yes — under certain circumstances, investors may use a Self-Directed IRA (SDIRA) …

“Self-direction” is an empowering concept—but for new investors, it can also sound risky. Why not stick with an employer-sponsored 401(k)? Or choose from the limited stock funds offered by a traditional brokerage? The truth is, every investment carries risk. A Self-Directed IRA simply gives you the freedom to choose which investments go into your retirement …

Land. Grass, trees, soil—all things that make wealth feel like a real thing rather than a few digits on a computer. That may be one reason raw land is such a popular investment for many. However, there aren’t so “many” who realize that it’s possible to hold this land within a retirement account. And while …

One thing is clear: a Self-Directed IRA gives investors a lot of power. But that power isn’t limitless. Even though it’s possible to hold a wide variety of assets in a retirement account, that doesn’t mean you can do whatever you like. One key concept is the prohibited transaction. These are transactions that are not …

Imagine when there’s turbulence in the markets. Stocks are down and when you check your brokerage account, you see red—and lots of it. But if you have a Self-Directed IRA, you don’t have to watch your portfolio shrink by 5% in a day, because you can own more than stocks. One option that Self-Directed IRA …

Retirement is the goal of a Self-Directed IRA. But you might be surprised how little many investors think about what happens to their account once they reach retirement age. That may be because the answers vary depending on what’s inside your portfolio. So, what happens to a Self-Directed Traditional IRA or Self-Directed Roth IRA in …

Imagine an IRA that generates its own income. It’s not just possible—with a Self-Directed IRA, it’s a strategy many investors actively pursue. One of the key advantages is tax treatment. Income that flows into a qualified IRA—whether Traditional or Roth—is generally not taxed as it is earned. Instead, it grows tax-deferred (Traditional IRA) or tax-free …