Insight & Updates
Stay informed with the latest insights, industry trends, and expert perspectives on self-directed retirement investing.
Avoiding the DIY Trap – Why You Can’t Manage an IRA-Owned Property
Owning real estate through a Self-Directed IRA can be a smart way to diversify your retirement assets. You get the potential for rental income and long-term appreciation, for starters. And doing it within the tax-advantaged structure of your retirement account will feel like a genius move. But there’s one catch that trips up more investors …
Self-Directed IRA Tax Lien Investing: How It Works (And What to Watch Out For)
Tax liens might not sound glamorous, but true. But for some Self-Directed IRA investors, it offers an unusual path to outstanding returns. The concept is simple: when property owners fall behind on taxes, local governments still need the money. So, they auction off the debt to investors. If you buy a tax lien, you pay …
What Happens to Your Self-Directed IRA When You Retire?
Imagine you’ve hit retirement age. You’ve been putting aside money every year, diligently planning your investments, and allowing it all to grow within a tax-protected Self-Directed IRA. You’ve been looking forward to this day so long, you kind of feel like you want to say two words: “Now what?” That’s what today’s post is all …
Tax Advantages of a Self-Directed Roth IRA for Real Estate
If you have a Roth IRA, you know the tax advantages. Long-term tax protection in your retirement account, including not having to pay taxes when you’re able to withdraw on the account. Pretty great. But what if you plan on investing in more than stocks and bonds? You can use a Self-Directed IRA and invest …
Are Gold IRAs Good Bets for Retirement?
If you’ve looked at the price of gold lately, you know that it’s hit record highs. That’s partially thanks to all of the uncertainty going around right now. In that way, gold is functioning as it should: providing some stability in unpredictable environments. That’s why lots of Self-Directed IRA investors turn to gold in their …
Building a Multi-Asset Self-Directed IRA Portfolio
We know. It sounds fancy. “Multi-asset.” It may even sound like something that only accredited investors do. But a multi-asset portfolio in a Self-Directed IRA simply refers to holding assets from different asset classes, like gold or real estate. And when you do this, you not only spread out the risk present in a portfolio, …
Ready to Invest in Tax Liens in Your Self-Directed IRA?
One purchase. One smart decision. But when investing in the right tax lien, this one purchase could generate high payments for a long time—or maybe even yield real estate assets within your Self-Directed IRA. If it sounds complicated, don’t worry. Investing in tax liens within your Self-Directed IRA is more straightforward than it sounds. Let’s …
Keys to Tax-Free Growth with a Self-Directed Roth IRA
A Self-Directed Roth IRA isn’t just a “nice” thing to have. It’s potentially a completely different way of looking at your retirement. With a Roth IRA, you use after-tax funds to put money in the account, which gives you more freedom: you can withdraw your contributions more easily and with fewer penalties, and since there …
Understanding the IRS Rules for Self-Directed IRAs
When many people hear about Self-Directed IRAs, they get excited. The possibilities! Alternative assets galore, plus all sorts of unique ways to make money in a retirement account. But there is a caveat: these IRAs are not the wild west. The IRS puts certain rules into effect for Self-Directed IRAs. And if you want to …
Using a Self-Directed IRA to Invest in Startups and Private Equity
Imagine getting in early as an investor with Amazon, Google, or Facebook. Those kinds of returns could turn even a small investment into the wealth of a lifetime. But investing in startups and private equity isn’t always as easy as all that—it requires homework, know-how, and serious savvy. Fortunately, if you want a way to …